Private Medical Insurance
Private Medical Insurance
With NHS hospital queues still growing, private medical insurance (PMI), is an appealing alternative.
Premiums are worked out on the basis of age and the type of cover required. And there is a wide range of different optional benefits to choose from.
At the basic level PMI is payable to cover the cost of specialist treatment or if you need to go into hospital. Some policies cover you if the NHS cannot provide treatment within a certain period of time.
At the comprehensive end of the market there are policies that cover a wide range of medical services such as dentistry, optical and even alternative therapies, although the more a policy covers the higher the premium will be.
PMI is complicated for those approaching it for the first time. In order to make sure the policy you choose is the right one to meet your needs it is worth speaking to us as we have the experience and knowledge of the available medical policies to guide you through the maze of different offerings on the market.
For those with no budget for private medical cover, at a much lower cost there are tremendous policies called "cash plans" available which provide for some treatment but more importantly focus on consultation and diagnosis, as research has shown that people find the ability to find out quickly what is wrong with them incredibly important. Please contact us for details.
